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- The illustrated minimum collected balance must be maintained to obtain the disclosed APY for that tier.
- The daily (collected) balance method is used to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.
- Fees could reduce the earnings on the account.
- The interest rate and APY may change after account opening. APY assumes interest will remain on deposit until maturity.
- Penalty may be imposed for early withdrawal on accounts with stated maturities.
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